Best SBA 7(a) lenders for reupholstery and furniture repair
NAICS 811420 — Reupholstery and Furniture Repair.
134 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $36.9M.
Loans
134
Total $
$36.9M
Avg loan
$275K
Avg rate
10.06%
Avg term
132 mo
Industry chg-off rate
3.28%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 16 | $3.2M | $202K | 10.05% | 0.00% |
| 2 | Readycap Lending, LLC | 11 | $1.9M | $170K | 12.16% | 0.00% |
| 3 | U.S. Bank, National Association | 10 | $1.5M | $150K | 10.05% | — |
| 4 | Northeast Bank | 8 | $473K | $59K | 11.63% | — |
| 5 | The Huntington National Bank | 7 | $1.1M | $162K | 8.96% | 0.00% |
| 6 | JPMorgan Chase Bank, National Association | 6 | $1.7M | $279K | 12.02% | — |
| 7 | Live Oak Banking Company | 5 | $5.3M | $1.1M | 8.00% | 0.00% |
| 8 | Newtek Bank, National Association | 5 | $684K | $137K | 11.45% | — |
| 9 | United Midwest Savings Bank National Association | 5 | $750K | $150K | 8.70% | 0.00% |
| 10 | Newtek Small Business Finance, Inc. | 4 | $855K | $214K | 9.56% | 0.00% |
| 11 | Wells Fargo Bank National Association | 4 | $80K | $20K | 13.56% | 0.00% |
| 12 | Webster Bank National Association | 3 | $897K | $299K | 8.08% | 0.00% |
| 13 | Cadence Bank | 3 | $500K | $167K | 7.92% | 50.00% |
| 14 | Manufacturers and Traders Trust Company | 2 | $25K | $13K | 14.25% | 0.00% |
| 15 | KeyBank National Association | 2 | $100K | $50K | 12.46% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 811420. Charge-off rates are calculated on the FY2020–FY2023 cohort only.