Webster Bank National Association
Headquartered in WATERBURY, CT. Analysis based on 1,393 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $521.4M.
Risk ranking: Among 65 lenders with 500+ mature SBA 7(a) loans (FY2020–FY2023),
Webster Bank National Association ranks #21 by charge-off rate (0.68%).
Total 7(a) loans
1,393
Total approved
$521.4M
Average loan
$374K
States funded in
13
Charge-off rate
0.68%
FY2020–FY2023 cohort
Paid-in-full rate
18.26%
Average rate
7.71%
Average term
134 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 93 |
| 722513 | Limited-Service Restaurants | 39 |
| 236118 | Residential Remodelers | 32 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 29 |
| 541110 | Offices of Lawyers | 28 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 25 |
| 238990 | All Other Specialty Trade Contractors | 23 |
| 236220 | Commercial and Institutional Building Construction | 23 |
| 812112 | Beauty Salons | 22 |
| 713940 | Fitness and Recreational Sports Centers | 21 |
Top 10 states
| State | Loans |
|---|---|
| CT | 668 |
| MA | 286 |
| NY | 279 |
| RI | 102 |
| NJ | 41 |
| NH | 7 |
| SC | 2 |
| ME | 2 |
| FL | 2 |
| CA | 1 |
Top franchise brands financed
73 franchise loans across 32 distinct brands.
| Franchise | Loans |
|---|---|
| American Family Care/AFC Urgen | 17 |
| Signarama | 6 |
| Snap-On | 5 |
| Sonic | 3 |
| Subway | 3 |
| Saladworks | 3 |
| The Fresh Monkee | 2 |
| Metal Supermarkets | 2 |
| btone FITNESS | 2 |
| Fastest Labs | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.