TD Bank, National Association
Headquartered in WILMINGTON, DE. Analysis based on 16,685 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $2.45B.
Risk ranking: Among 65 lenders with 500+ mature SBA 7(a) loans (FY2020–FY2023),
TD Bank, National Association ranks #63 by charge-off rate (7.66%).
Total 7(a) loans
16,685
Total approved
$2.45B
Average loan
$147K
States funded in
26
Charge-off rate
7.66%
FY2020–FY2023 cohort
Paid-in-full rate
17.31%
Average rate
10.43%
Average term
118 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 236118 | Residential Remodelers | 916 |
| 561730 | Landscaping Services | 459 |
| 484110 | General Freight Trucking, Local | 412 |
| 722511 | Full-Service Restaurants | 367 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 356 |
| 812112 | Beauty Salons | 304 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 290 |
| 238210 | Electrical Contractors | 286 |
| 811111 | General Automotive Repair | 258 |
| 541611 | Administrative Management and General Management Consulting Services | 206 |
Top 10 states
| State | Loans |
|---|---|
| NY | 4,318 |
| FL | 3,592 |
| NJ | 3,205 |
| PA | 1,253 |
| MA | 985 |
| SC | 626 |
| NH | 609 |
| CT | 512 |
| ME | 348 |
| MD | 288 |
Top franchise brands financed
350 franchise loans across 165 distinct brands.
| Franchise | Loans |
|---|---|
| The UPS Store (f/k/a Mail Box | 19 |
| Primrose Schools | 17 |
| The Goddard School | 15 |
| Kiddie Academy | 12 |
| Pet Supplies Plus | 11 |
| Monster Tree Service | 7 |
| Rita's Ice-Custard-Happiness | 6 |
| The Learning Experience | 6 |
| Dunkin' Donuts | 6 |
| Servpro | 5 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.