Best SBA 7(a) lenders for document preparation services
The top SBA 7(a) lenders for document preparation services (NAICS 561410) are Northeast Bank, Readycap Lending, LLC, Newtek Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 67 loans totaling $20.0M to businesses in this industry. Average loan size: $299K. Average rate: 10.92%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 4.17%.
Loans
67
Total $
$20.0M
Avg loan
$299K
Avg rate
10.92%
Avg term
118 mo
Industry chg-off rate
4.17%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Northeast Bank | 10 | $845K | $84K | 11.13% | 0.00% |
| 2 | Readycap Lending, LLC | 6 | $585K | $98K | 13.42% | 0.00% |
| 3 | Newtek Bank, National Association | 5 | $412K | $82K | 13.40% | 0.00% |
| 4 | BayFirst National Bank | 4 | $477K | $119K | 11.56% | 100.00% |
| 5 | Wells Fargo Bank National Association | 3 | $25K | $8K | 10.08% | 0.00% |
| 6 | TD Bank, National Association | 3 | $131K | $44K | 12.33% | 0.00% |
| 7 | JPMorgan Chase Bank, National Association | 3 | $410K | $137K | 13.05% | — |
| 8 | Lendistry SBLC, LLC | 2 | $129K | $64K | 13.13% | — |
| 9 | Celtic Bank Corporation | 2 | $250K | $125K | 11.13% | — |
| 10 | Columbia Bank | 2 | $50K | $25K | 5.75% | 0.00% |
| 11 | CDC Small Business Finance Corp. | 2 | $350K | $175K | 10.75% | — |
| 12 | The Huntington National Bank | 2 | $375K | $188K | 10.75% | — |
| 13 | 22nd State Bank, A Division of 22nd State Banking Company | 1 | $1.1M | $1.1M | 11.25% | — |
| 14 | Bank of America, National Association | 1 | $500K | $500K | 10.00% | — |
| 15 | Community Bank & Trust-West Georgia | 1 | $5.0M | $5.0M | 10.25% | — |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 561410. Charge-off rates are calculated on the FY2020–FY2023 cohort only.