Community Bank & Trust-West Georgia
Headquartered in LAGRANGE, GA. Analysis based on 308 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $468.8M.
Total 7(a) loans
308
Total approved
$468.8M
Average loan
$1.5M
States funded in
40
Charge-off rate
6.04%
FY2020–FY2023 cohort
Paid-in-full rate
12.75%
Average rate
8.75%
Average term
164 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 713940 | Fitness and Recreational Sports Centers | 13 |
| 722511 | Full-Service Restaurants | 11 |
| 812199 | Other Personal Care Services | 8 |
| 713990 | All Other Amusement and Recreation Industries | 7 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 5 |
| 811111 | General Automotive Repair | 5 |
| 721110 | Hotels (except Casino Hotels) and Motels | 5 |
| 561730 | Landscaping Services | 5 |
| 621610 | Home Health Care Services | 5 |
| 812910 | Pet Care (except Veterinary) Services | 5 |
Top 10 states
| State | Loans |
|---|---|
| FL | 40 |
| CA | 31 |
| NY | 24 |
| TX | 18 |
| CO | 15 |
| MA | 14 |
| IL | 13 |
| NV | 13 |
| NJ | 12 |
| GA | 11 |
Top franchise brands financed
54 franchise loans across 37 distinct brands.
| Franchise | Loans |
|---|---|
| Urban Air Adventure Park | 4 |
| Paris Baguette | 3 |
| redbox+ | 3 |
| GLO TANNING | 3 |
| Sparkle and Sparkle Grooming C | 3 |
| CycleBar | 2 |
| Anytime Fitness | 2 |
| The UPS Store (f/k/a Mail Box | 2 |
| EarthWise Pet Supply | 2 |
| Hotworx | 2 |
Get matched with SBA lenders — free
Tell us a bit about your funding need and we'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
We never sell your data. You'll be connected only to lenders matching your criteria.
Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.