Best SBA 7(a) lenders for process, physical distribution, and logistics consulting services
The top SBA 7(a) lenders for process, physical distribution, and logistics consulting services (NAICS 541614) are TD Bank, National Association, JPMorgan Chase Bank, National Association, U.S. Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 402 loans totaling $174.4M to businesses in this industry. Average loan size: $434K. Average rate: 9.14%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.35%.
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 40 | $5.5M | $137K | 10.18% | 5.00% |
| 2 | JPMorgan Chase Bank, National Association | 27 | $5.6M | $209K | 10.43% | 0.00% |
| 3 | U.S. Bank, National Association | 26 | $4.8M | $183K | 8.44% | 6.67% |
| 4 | The Huntington National Bank | 19 | $2.1M | $113K | 8.21% | 0.00% |
| 5 | Northeast Bank | 18 | $3.1M | $173K | 10.63% | — |
| 6 | Manufacturers and Traders Trust Company | 17 | $2.5M | $148K | 10.06% | 0.00% |
| 7 | BayFirst National Bank | 16 | $2.5M | $153K | 11.25% | 14.29% |
| 8 | Wells Fargo Bank National Association | 14 | $3.7M | $262K | 9.10% | 0.00% |
| 9 | Bank of America, National Association | 13 | $11.4M | $878K | 7.79% | 0.00% |
| 10 | Readycap Lending, LLC | 12 | $2.1M | $176K | 11.17% | 0.00% |
| 11 | Cadence Bank | 9 | $2.6M | $294K | 9.25% | 0.00% |
| 12 | Newtek Bank, National Association | 8 | $11.6M | $1.4M | 11.00% | 0.00% |
| 13 | Newtek Small Business Finance, Inc. | 7 | $9.1M | $1.3M | 6.21% | 0.00% |
| 14 | Webster Bank National Association | 7 | $1.3M | $191K | 6.71% | 0.00% |
| 15 | CDC Small Business Finance Corp. | 6 | $647K | $108K | 9.63% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541614. Charge-off rates are calculated on the FY2020–FY2023 cohort only.