Best SBA 7(a) lenders for all other legal services
NAICS 541199 — All Other Legal Services.
245 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $59.5M.
Loans
245
Total $
$59.5M
Avg loan
$243K
Avg rate
10.17%
Avg term
119 mo
Industry chg-off rate
4.27%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 22 | $368K | $17K | 10.94% | 11.76% |
| 2 | BayFirst National Bank | 21 | $3.0M | $141K | 11.56% | 0.00% |
| 3 | Northeast Bank | 18 | $2.2M | $124K | 10.99% | 0.00% |
| 4 | Readycap Lending, LLC | 17 | $1.4M | $85K | 12.57% | 25.00% |
| 5 | TD Bank, National Association | 16 | $725K | $45K | 11.52% | 0.00% |
| 6 | The Huntington National Bank | 15 | $2.7M | $180K | 6.95% | 0.00% |
| 7 | Celtic Bank Corporation | 14 | $2.4M | $171K | 9.86% | 14.29% |
| 8 | U.S. Bank, National Association | 13 | $3.7M | $284K | 8.64% | 0.00% |
| 9 | Manufacturers and Traders Trust Company | 9 | $525K | $58K | 12.61% | 0.00% |
| 10 | JPMorgan Chase Bank, National Association | 7 | $456K | $65K | 13.00% | 0.00% |
| 11 | Cadence Bank | 6 | $2.4M | $398K | 10.13% | 0.00% |
| 12 | Newtek Bank, National Association | 5 | $441K | $88K | 13.40% | 0.00% |
| 13 | Webster Bank National Association | 4 | $600K | $150K | 11.28% | — |
| 14 | Columbia Bank | 4 | $610K | $152K | 11.63% | 0.00% |
| 15 | Live Oak Banking Company | 3 | $5.1M | $1.7M | 6.42% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541199. Charge-off rates are calculated on the FY2020–FY2023 cohort only.