Best SBA 7(a) lenders for title abstract and settlement offices
The top SBA 7(a) lenders for title abstract and settlement offices (NAICS 541191) are TD Bank, National Association, Newtek Bank, National Association, The Huntington National Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 123 loans totaling $64.3M to businesses in this industry. Average loan size: $523K. Average rate: 8.29%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.00%.
Loans
123
Total $
$64.3M
Avg loan
$523K
Avg rate
8.29%
Avg term
138 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 8 | $1.0M | $130K | 9.11% | 0.00% |
| 2 | Newtek Bank, National Association | 7 | $970K | $139K | 11.93% | — |
| 3 | The Huntington National Bank | 7 | $849K | $121K | 6.21% | 0.00% |
| 4 | Manufacturers and Traders Trust Company | 6 | $400K | $67K | 9.87% | 0.00% |
| 5 | BayFirst National Bank | 5 | $748K | $150K | 11.30% | 0.00% |
| 6 | Northeast Bank | 5 | $413K | $83K | 11.50% | — |
| 7 | Regent Bank | 4 | $4.9M | $1.2M | 6.56% | 0.00% |
| 8 | Readycap Lending, LLC | 4 | $837K | $209K | 12.25% | — |
| 9 | Wells Fargo Bank National Association | 4 | $3.2M | $806K | 8.96% | 0.00% |
| 10 | Celtic Bank Corporation | 4 | $2.6M | $652K | 10.81% | 0.00% |
| 11 | Bangor Savings Bank | 3 | $400K | $133K | 7.08% | 0.00% |
| 12 | Cadence Bank | 3 | $4.3M | $1.4M | 7.58% | 0.00% |
| 13 | Webster Bank National Association | 3 | $688K | $229K | 4.96% | 0.00% |
| 14 | Byline Bank | 2 | $2.2M | $1.1M | 7.38% | 0.00% |
| 15 | CIBC Bank USA | 2 | $3.0M | $1.5M | 5.50% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541191. Charge-off rates are calculated on the FY2020–FY2023 cohort only.