Byline Bank
Headquartered in CHICAGO, IL. Analysis based on 2,776 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $3.39B.
Risk ranking: Among 65 lenders with 500+ mature SBA 7(a) loans (FY2020–FY2023),
Byline Bank ranks #39 by charge-off rate (1.38%).
Total 7(a) loans
2,776
Total approved
$3.39B
Average loan
$1.2M
States funded in
51
Charge-off rate
1.38%
FY2020–FY2023 cohort
Paid-in-full rate
29.81%
Average rate
8.42%
Average term
160 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 134 |
| 523930 | Investment Advice | 123 |
| 722511 | Full-Service Restaurants | 116 |
| 524210 | Insurance Agencies and Brokerages | 91 |
| 624410 | Child Day Care Services | 65 |
| 447110 | Gasoline Stations with Convenience Stores | 56 |
| 621610 | Home Health Care Services | 53 |
| 713940 | Fitness and Recreational Sports Centers | 48 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 39 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 36 |
Top 10 states
| State | Loans |
|---|---|
| IL | 615 |
| CA | 276 |
| TX | 243 |
| WI | 207 |
| FL | 187 |
| CO | 99 |
| MI | 90 |
| MN | 83 |
| GA | 72 |
| IN | 65 |
Top franchise brands financed
537 franchise loans across 244 distinct brands.
| Franchise | Loans |
|---|---|
| Ameriprise Financial | 50 |
| The Learning Experience | 16 |
| Dunkin' Donuts | 13 |
| ALLSTATE HOME INSPECTION AND E | 11 |
| Jeremiah's Italian Ice | 10 |
| Mountain Mike's Pizza | 8 |
| The Great Greek Mediterranean | 7 |
| The Picklr | 7 |
| Venture X | 7 |
| Papa John's | 7 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.