Best SBA 7(a) lenders for offices of real estate appraisers
The top SBA 7(a) lenders for offices of real estate appraisers (NAICS 531320) are U.S. Bank, National Association, The Huntington National Bank, Readycap Lending, LLC, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 135 loans totaling $28.2M to businesses in this industry. Average loan size: $209K. Average rate: 9.35%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 5.75%.
Loans
135
Total $
$28.2M
Avg loan
$209K
Avg rate
9.35%
Avg term
122 mo
Industry chg-off rate
5.75%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 14 | $523K | $37K | 10.24% | 0.00% |
| 2 | The Huntington National Bank | 13 | $1.2M | $94K | 7.17% | 0.00% |
| 3 | Readycap Lending, LLC | 13 | $1.2M | $95K | 12.79% | 100.00% |
| 4 | TD Bank, National Association | 13 | $884K | $68K | 11.40% | 0.00% |
| 5 | Eastern Bank | 7 | $390K | $56K | 8.67% | 14.29% |
| 6 | JPMorgan Chase Bank, National Association | 6 | $658K | $110K | 7.89% | 0.00% |
| 7 | Newtek Bank, National Association | 5 | $1.3M | $252K | 12.50% | 0.00% |
| 8 | Newtek Small Business Finance, Inc. | 5 | $1.5M | $295K | 8.45% | 0.00% |
| 9 | Columbia Bank | 4 | $77K | $19K | 10.19% | 0.00% |
| 10 | Northeast Bank | 4 | $1.1M | $283K | 9.88% | 0.00% |
| 11 | BayFirst National Bank | 4 | $397K | $99K | 9.88% | 0.00% |
| 12 | Celtic Bank Corporation | 4 | $358K | $90K | 9.13% | 0.00% |
| 13 | Wells Fargo Bank National Association | 4 | $1.3M | $319K | 6.29% | 0.00% |
| 14 | The Bank of Tampa | 3 | $4.0M | $1.3M | 8.12% | 0.00% |
| 15 | Manufacturers and Traders Trust Company | 2 | $60K | $30K | 10.24% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 531320. Charge-off rates are calculated on the FY2020–FY2023 cohort only.