The Bank of Tampa
Headquartered in TAMPA, FL. Analysis based on 156 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $140.5M.
Total 7(a) loans
156
Total approved
$140.5M
Average loan
$901K
States funded in
1
Charge-off rate
2.97%
FY2020–FY2023 cohort
Paid-in-full rate
18.81%
Average rate
7.59%
Average term
148 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 9 |
| 561730 | Landscaping Services | 8 |
| 541110 | Offices of Lawyers | 8 |
| 238990 | All Other Specialty Trade Contractors | 7 |
| 541990 | All Other Professional, Scientific, and Technical Services | 4 |
| 541330 | Engineering Services | 4 |
| 812910 | Pet Care (except Veterinary) Services | 4 |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 4 |
| 531320 | Offices of Real Estate Appraisers | 3 |
| 541519 | Other Computer Related Services | 3 |
Top 10 states
| State | Loans |
|---|---|
| FL | 156 |
Top franchise brands financed
11 franchise loans across 9 distinct brands.
| Franchise | Loans |
|---|---|
| Aussie Pet Mobil | 2 |
| More Space Place | 2 |
| Woof Gang Bakery and Grooming | 1 |
| Smash My Trash | 1 |
| D-BAT | 1 |
| Ice Cold Air | 1 |
| Urban Air Adventure Park | 1 |
| "RedLine Athletics", "Redline | 1 |
| Blo Blow Dry Bar | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.