Best SBA 7(a) lenders for all other insurance related activities
NAICS 524298 — All Other Insurance Related Activities.
137 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $56.3M.
Loans
137
Total $
$56.3M
Avg loan
$411K
Avg rate
9.47%
Avg term
119 mo
Industry chg-off rate
6.25%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 16 | $3.2M | $199K | 8.59% | 0.00% |
| 2 | BayFirst National Bank | 12 | $1.9M | $157K | 12.38% | 33.33% |
| 3 | Readycap Lending, LLC | 10 | $803K | $80K | 13.00% | 0.00% |
| 4 | TD Bank, National Association | 10 | $840K | $84K | 10.95% | 0.00% |
| 5 | Touchmark National Bank | 6 | $3.7M | $614K | 5.96% | 0.00% |
| 6 | Cadence Bank | 6 | $1.9M | $311K | 10.71% | 0.00% |
| 7 | Manufacturers and Traders Trust Company | 5 | $265K | $53K | 11.25% | 0.00% |
| 8 | U.S. Bank, National Association | 5 | $636K | $127K | 7.89% | 0.00% |
| 9 | JPMorgan Chase Bank, National Association | 4 | $710K | $178K | 12.38% | — |
| 10 | Comerica Bank | 4 | $626K | $157K | 7.50% | 100.00% |
| 11 | Celtic Bank Corporation | 4 | $723K | $181K | 9.88% | 0.00% |
| 12 | PNC Bank, National Association | 3 | $120K | $40K | 10.55% | 0.00% |
| 13 | Byline Bank | 3 | $2.8M | $927K | 10.08% | — |
| 14 | OakStar Bank | 2 | $230K | $115K | 6.88% | 50.00% |
| 15 | United Midwest Savings Bank National Association | 2 | $250K | $125K | 6.00% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 524298. Charge-off rates are calculated on the FY2020–FY2023 cohort only.