Best SBA 7(a) lenders for direct property and casualty insurance carriers
NAICS 524126 — Direct Property and Casualty Insurance Carriers.
66 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $18.5M.
Loans
66
Total $
$18.5M
Avg loan
$280K
Avg rate
7.68%
Avg term
111 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 10 | $444K | $44K | 7.27% | 0.00% |
| 2 | Manufacturers and Traders Trust Company | 5 | $190K | $38K | 7.05% | 0.00% |
| 3 | Lendistry SBLC, LLC | 4 | $797K | $199K | 11.88% | — |
| 4 | Hiawatha National Bank | 3 | $2.0M | $652K | 4.42% | 0.00% |
| 5 | Montgomery Bank | 3 | $452K | $151K | 5.25% | 0.00% |
| 6 | JPMorgan Chase Bank, National Association | 3 | $95K | $32K | 14.17% | 0.00% |
| 7 | Union Bank and Trust Company | 2 | $600K | $300K | 5.13% | 0.00% |
| 8 | Byline Bank | 2 | $775K | $388K | 6.00% | 0.00% |
| 9 | Old National Bank | 2 | $1.6M | $783K | 8.83% | 0.00% |
| 10 | Platte Valley Bank | 2 | $40K | $20K | 5.25% | 0.00% |
| 11 | Cadence Bank | 2 | $239K | $119K | 5.38% | 0.00% |
| 12 | Cambridge Savings Bank | 2 | $898K | $449K | 5.50% | 0.00% |
| 13 | Pathward National Association | 2 | $3.5M | $1.8M | 10.63% | — |
| 14 | U.S. Bank, National Association | 2 | $156K | $78K | 6.74% | 0.00% |
| 15 | Banc of California | 1 | $437K | $437K | 7.00% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 524126. Charge-off rates are calculated on the FY2020–FY2023 cohort only.