Best SBA 7(a) lenders for direct property and casualty insurance carriers
The top SBA 7(a) lenders for direct property and casualty insurance carriers (NAICS 524126) are The Huntington National Bank, Manufacturers and Traders Trust Company, Lendistry SBLC, LLC, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 66 loans totaling $18.5M to businesses in this industry. Average loan size: $280K. Average rate: 7.68%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.00%.
Loans
66
Total $
$18.5M
Avg loan
$280K
Avg rate
7.68%
Avg term
111 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 10 | $444K | $44K | 7.27% | 0.00% |
| 2 | Manufacturers and Traders Trust Company | 5 | $190K | $38K | 7.05% | 0.00% |
| 3 | Lendistry SBLC, LLC | 4 | $797K | $199K | 11.88% | — |
| 4 | Hiawatha National Bank | 3 | $2.0M | $652K | 4.42% | 0.00% |
| 5 | Montgomery Bank | 3 | $452K | $151K | 5.25% | 0.00% |
| 6 | JPMorgan Chase Bank, National Association | 3 | $95K | $32K | 14.17% | 0.00% |
| 7 | Union Bank and Trust Company | 2 | $600K | $300K | 5.13% | 0.00% |
| 8 | Byline Bank | 2 | $775K | $388K | 6.00% | 0.00% |
| 9 | Old National Bank | 2 | $1.6M | $783K | 8.83% | 0.00% |
| 10 | Platte Valley Bank | 2 | $40K | $20K | 5.25% | 0.00% |
| 11 | Cadence Bank | 2 | $239K | $119K | 5.38% | 0.00% |
| 12 | Cambridge Savings Bank | 2 | $898K | $449K | 5.50% | 0.00% |
| 13 | Pathward National Association | 2 | $3.5M | $1.8M | 10.63% | — |
| 14 | U.S. Bank, National Association | 2 | $156K | $78K | 6.74% | 0.00% |
| 15 | Banc of California | 1 | $437K | $437K | 7.00% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 524126. Charge-off rates are calculated on the FY2020–FY2023 cohort only.