Banc of California
Headquartered in Los Angeles, CA. Analysis based on 566 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $794.0M.
Total 7(a) loans
566
Total approved
$794.0M
Average loan
$1.4M
States funded in
39
Charge-off rate
0.67%
FY2020–FY2023 cohort
Paid-in-full rate
19.28%
Average rate
6.00%
Average term
259 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 67 |
| 541940 | Veterinary Services | 34 |
| 524210 | Insurance Agencies and Brokerages | 29 |
| 811111 | General Automotive Repair | 28 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 19 |
| 621210 | Offices of Dentists | 15 |
| 812910 | Pet Care (except Veterinary) Services | 13 |
| 624410 | Child Day Care Services | 12 |
| 238990 | All Other Specialty Trade Contractors | 11 |
| 541110 | Offices of Lawyers | 10 |
Top 10 states
| State | Loans |
|---|---|
| OR | 135 |
| CA | 107 |
| AZ | 40 |
| TX | 31 |
| CO | 30 |
| WA | 23 |
| NY | 22 |
| OH | 20 |
| FL | 18 |
| NJ | 18 |
Top franchise brands financed
104 franchise loans across 26 distinct brands.
| Franchise | Loans |
|---|---|
| Domino's | 52 |
| The Goddard School | 6 |
| Zaxby's | 4 |
| Little Caesars | 4 |
| Dogtopia | 4 |
| Interstate All Battery Center | 4 |
| Camp Bow Wow | 3 |
| PuroClean | 3 |
| Jimmy John's | 3 |
| Jiffy Lube | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.