Cambridge Savings Bank
Headquartered in CAMBRIDGE, MA. Analysis based on 132 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $51.6M.
Total 7(a) loans
132
Total approved
$51.6M
Average loan
$391K
States funded in
6
Charge-off rate
1.10%
FY2020–FY2023 cohort
Paid-in-full rate
30.77%
Average rate
7.60%
Average term
93 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 19 |
| 722513 | Limited-Service Restaurants | 8 |
| 238150 | Glass and Glazing Contractors | 7 |
| 541690 | Other Scientific and Technical Consulting Services | 4 |
| 423910 | Sporting and Recreational Goods and Supplies Merchant Wholesalers | 4 |
| 722310 | Food Service Contractors | 3 |
| 541110 | Offices of Lawyers | 3 |
| 541990 | All Other Professional, Scientific, and Technical Services | 3 |
| 624410 | Child Day Care Services | 3 |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 3 |
Top 10 states
| State | Loans |
|---|---|
| MA | 123 |
| IL | 2 |
| NH | 2 |
| CT | 2 |
| DC | 2 |
| PA | 1 |
Top franchise brands financed
1 franchise loans across 1 distinct brands.
| Franchise | Loans |
|---|---|
| Code Ninjas | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.