Best SBA 7(a) lenders for limousine service
The top SBA 7(a) lenders for limousine service (NAICS 485320) are TD Bank, National Association, Northeast Bank, The Huntington National Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 346 loans totaling $80.6M to businesses in this industry. Average loan size: $233K. Average rate: 9.93%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 5.33%.
Loans
346
Total $
$80.6M
Avg loan
$233K
Avg rate
9.93%
Avg term
117 mo
Industry chg-off rate
5.33%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 61 | $2.9M | $48K | 11.63% | 6.25% |
| 2 | Northeast Bank | 29 | $3.3M | $115K | 10.84% | — |
| 3 | The Huntington National Bank | 29 | $6.4M | $221K | 7.99% | 5.88% |
| 4 | U.S. Bank, National Association | 27 | $4.7M | $175K | 6.44% | 0.00% |
| 5 | Manufacturers and Traders Trust Company | 23 | $1.4M | $61K | 10.61% | 8.33% |
| 6 | Wells Fargo Bank National Association | 19 | $1.9M | $98K | 10.90% | 8.33% |
| 7 | Lendistry SBLC, LLC | 13 | $2.2M | $167K | 12.37% | — |
| 8 | JPMorgan Chase Bank, National Association | 12 | $1.8M | $151K | 12.82% | 33.33% |
| 9 | Celtic Bank Corporation | 11 | $997K | $91K | 10.95% | 0.00% |
| 10 | Readycap Lending, LLC | 7 | $1.4M | $204K | 11.04% | 0.00% |
| 11 | Webster Bank National Association | 7 | $1.5M | $213K | 8.79% | 0.00% |
| 12 | Newtek Small Business Finance, Inc. | 6 | $1.2M | $208K | 7.75% | 0.00% |
| 13 | KeyBank National Association | 6 | $1.0M | $172K | 10.06% | 0.00% |
| 14 | Cadence Bank | 5 | $3.7M | $748K | 6.80% | 40.00% |
| 15 | Newtek Bank, National Association | 5 | $769K | $154K | 12.40% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 485320. Charge-off rates are calculated on the FY2020–FY2023 cohort only.