Best SBA 7(a) lenders for florists
The top SBA 7(a) lenders for florists (NAICS 453110) are U.S. Bank, National Association, TD Bank, National Association, The Huntington National Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 218 loans totaling $56.2M to businesses in this industry. Average loan size: $258K. Average rate: 6.64%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.88%.
Loans
218
Total $
$56.2M
Avg loan
$258K
Avg rate
6.64%
Avg term
131 mo
Industry chg-off rate
1.88%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 22 | $1.7M | $79K | 7.10% | 0.00% |
| 2 | TD Bank, National Association | 18 | $3.1M | $171K | 9.07% | 0.00% |
| 3 | The Huntington National Bank | 14 | $1.7M | $121K | 5.41% | 21.43% |
| 4 | Wells Fargo Bank National Association | 10 | $4.2M | $424K | 7.90% | 0.00% |
| 5 | JPMorgan Chase Bank, National Association | 6 | $592K | $99K | 10.00% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 6 | $205K | $34K | 8.67% | 0.00% |
| 7 | First National Bank of Pennsylvania | 5 | $911K | $182K | 8.05% | 0.00% |
| 8 | Fulton Bank, National Association | 4 | $1.8M | $455K | 6.38% | 0.00% |
| 9 | Columbia Bank | 4 | $100K | $25K | 6.13% | 0.00% |
| 10 | Northwest Bank | 4 | $1.0M | $257K | 5.75% | 0.00% |
| 11 | Newtek Small Business Finance, Inc. | 4 | $859K | $215K | 6.63% | 0.00% |
| 12 | Comerica Bank | 3 | $2.9M | $951K | 4.33% | 0.00% |
| 13 | Lake Michigan CU | 3 | $1.2M | $409K | 5.83% | 0.00% |
| 14 | 1st Source Bank | 3 | $151K | $50K | 8.67% | 0.00% |
| 15 | Eastern Bank | 2 | $40K | $20K | 4.99% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 453110. Charge-off rates are calculated on the FY2020–FY2023 cohort only.