First National Bank of Pennsylvania
First National Bank of Pennsylvania is an SBA 7(a) lender that has approved 819 loans totaling $781.2M between FY2020 and Q1 FY2026 (2025-12-31), with a 0.79% charge-off rate on mature loans. Average loan size: $954K. Active in 33 states. Headquartered in GREENVILLE, PA.
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 624410 | Child Day Care Services | 56 |
| 722513 | Limited-Service Restaurants | 36 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 30 |
| 811111 | General Automotive Repair | 28 |
| 238990 | All Other Specialty Trade Contractors | 24 |
| 722511 | Full-Service Restaurants | 19 |
| 561730 | Landscaping Services | 17 |
| 812910 | Pet Care (except Veterinary) Services | 15 |
| 541219 | Other Accounting Services | 13 |
| 812990 | All Other Personal Services | 13 |
Top 10 states
| State | Loans |
|---|---|
| PA | 162 |
| NC | 145 |
| FL | 109 |
| VA | 90 |
| OH | 54 |
| MD | 39 |
| NY | 30 |
| IL | 28 |
| TX | 24 |
| SC | 22 |
Top franchise brands financed
144 franchise loans across 81 distinct brands.
| Franchise | Loans |
|---|---|
| The Goddard School | 20 |
| Kiddie Academy | 10 |
| Hounds Town USA | 5 |
| Wing Snob | 4 |
| 3 Natives | 3 |
| American Family Care/AFC Urgen | 3 |
| Clean Eatz | 3 |
| The UPS Store (f/k/a Mail Box | 3 |
| PJ's Coffee of New Orleans | 3 |
| Home Instead/Home Instead Seni | 3 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.