Northwest Bank
Headquartered in WARREN, PA. Analysis based on 1,105 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $564.3M.
Risk ranking: Among 65 lenders with 500+ mature SBA 7(a) loans (FY2020–FY2023),
Northwest Bank ranks #4 by charge-off rate (0.00%).
Total 7(a) loans
1,105
Total approved
$564.3M
Average loan
$511K
States funded in
33
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
26.13%
Average rate
8.83%
Average term
136 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 79 |
| 722513 | Limited-Service Restaurants | 70 |
| 713940 | Fitness and Recreational Sports Centers | 32 |
| 561730 | Landscaping Services | 25 |
| 238990 | All Other Specialty Trade Contractors | 21 |
| 484110 | General Freight Trucking, Local | 20 |
| 811111 | General Automotive Repair | 18 |
| 812112 | Beauty Salons | 16 |
| 236220 | Commercial and Institutional Building Construction | 15 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 14 |
Top 10 states
| State | Loans |
|---|---|
| PA | 373 |
| OH | 146 |
| NY | 113 |
| WA | 88 |
| IA | 70 |
| UT | 56 |
| ID | 50 |
| NE | 37 |
| IN | 33 |
| OR | 28 |
Top franchise brands financed
95 franchise loans across 56 distinct brands.
| Franchise | Loans |
|---|---|
| Subway | 7 |
| Fox's Pizza Den | 5 |
| Hand and Stone Massage and Fac | 4 |
| Ace Hardware | 4 |
| Biggby Coffee | 3 |
| Dairy Queen of S.W. PA, Inc. | 3 |
| CKO Kickboxing | 3 |
| Monster Tree Service | 3 |
| Donatos Pizza | 2 |
| Anytime Fitness | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.