Best SBA 7(a) lenders for nonupholstered wood household furniture manufacturing
NAICS 337122 — Nonupholstered Wood Household Furniture Manufacturing.
115 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $41.7M.
Loans
115
Total $
$41.7M
Avg loan
$363K
Avg rate
8.24%
Avg term
129 mo
Industry chg-off rate
1.35%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 7 | $4.9M | $700K | 6.86% | 0.00% |
| 2 | The Huntington National Bank | 7 | $444K | $63K | 7.12% | 0.00% |
| 3 | Wells Fargo Bank National Association | 6 | $869K | $145K | 9.69% | 0.00% |
| 4 | JPMorgan Chase Bank, National Association | 6 | $1.4M | $235K | 11.87% | 0.00% |
| 5 | Bank of America, National Association | 4 | $2.6M | $657K | 5.19% | 0.00% |
| 6 | Columbia Bank | 4 | $175K | $44K | 11.19% | 0.00% |
| 7 | Farmers and Merchants State Bank of Pierz | 4 | $331K | $83K | 6.75% | 0.00% |
| 8 | Manufacturers and Traders Trust Company | 4 | $220K | $55K | 8.94% | 0.00% |
| 9 | KeyBank National Association | 4 | $1.0M | $257K | 8.58% | 0.00% |
| 10 | Northeast Bank | 4 | $1.0M | $252K | 10.56% | — |
| 11 | Maine Community Bank | 3 | $161K | $54K | 5.33% | 0.00% |
| 12 | Heritage Community Bank | 3 | $320K | $107K | 10.00% | — |
| 13 | Newtek Bank, National Association | 3 | $410K | $137K | 13.00% | — |
| 14 | Readycap Lending, LLC | 3 | $235K | $78K | 13.58% | — |
| 15 | Webster Bank National Association | 3 | $315K | $105K | 8.23% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 337122. Charge-off rates are calculated on the FY2020–FY2023 cohort only.