Maine Community Bank
Headquartered in Portland, ME. Analysis based on 229 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $61.0M.
Total 7(a) loans
229
Total approved
$61.0M
Average loan
$266K
States funded in
2
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
19.08%
Average rate
6.86%
Average term
112 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 16 |
| 722513 | Limited-Service Restaurants | 13 |
| 722330 | Mobile Food Services | 9 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 7 |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive a | 7 |
| 812199 | Other Personal Care Services | 6 |
| 621330 | Offices of Mental Health Practitioners (except Physicians) | 5 |
| 238210 | Electrical Contractors | 4 |
| 113310 | Logging | 4 |
| 114112 | Shellfish Fishing | 4 |
Top 10 states
| State | Loans |
|---|---|
| ME | 226 |
| NH | 3 |
Top franchise brands financed
10 franchise loans across 6 distinct brands.
| Franchise | Loans |
|---|---|
| Subway | 3 |
| Hannaford Bros. Co., LLC - Mas | 3 |
| Hilton Hotels & Resorts | 1 |
| Home Instead/Home Instead Seni | 1 |
| Tailored Living | 1 |
| RE/MAX of New England | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.