Best SBA 7(a) lenders for boat building
NAICS 336612 — Boat Building.
73 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $52.7M.
Loans
73
Total $
$52.7M
Avg loan
$722K
Avg rate
7.73%
Avg term
134 mo
Industry chg-off rate
3.77%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Columbia Bank | 5 | $6.5M | $1.3M | 5.60% | 0.00% |
| 2 | JPMorgan Chase Bank, National Association | 4 | $897K | $224K | 12.13% | — |
| 3 | The Huntington National Bank | 4 | $238K | $59K | 8.25% | 0.00% |
| 4 | First Financial Bank | 3 | $1.6M | $529K | 7.80% | 0.00% |
| 5 | BayFirst National Bank | 3 | $450K | $150K | 13.25% | — |
| 6 | Newtek Bank, National Association | 3 | $631K | $210K | 11.25% | 0.00% |
| 7 | Newtek Small Business Finance, Inc. | 3 | $8.2M | $2.7M | 6.00% | 0.00% |
| 8 | The Central Trust Bank | 3 | $1.2M | $389K | 4.95% | 66.67% |
| 9 | Pathward National Association | 2 | $2.1M | $1.0M | 3.63% | 0.00% |
| 10 | Byline Bank | 2 | $2.7M | $1.3M | 8.75% | 0.00% |
| 11 | Citizens Community Federal National Association | 2 | $1.4M | $689K | 6.25% | 0.00% |
| 12 | Readycap Lending, LLC | 2 | $1.4M | $725K | 11.63% | 0.00% |
| 13 | Primis Bank | 2 | $4.7M | $2.4M | 9.13% | — |
| 14 | Live Oak Banking Company | 2 | $2.5M | $1.3M | 5.45% | 0.00% |
| 15 | Wells Fargo Bank National Association | 2 | $30K | $15K | 11.13% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 336612. Charge-off rates are calculated on the FY2020–FY2023 cohort only.