Citizens Community Federal National Association
Headquartered in ALTOONA, WI. Analysis based on 212 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $160.3M.
Total 7(a) loans
212
Total approved
$160.3M
Average loan
$756K
States funded in
5
Charge-off rate
3.31%
FY2020–FY2023 cohort
Paid-in-full rate
25.17%
Average rate
7.46%
Average term
170 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 561730 | Landscaping Services | 11 |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 9 |
| 722410 | Drinking Places (Alcoholic Beverages) | 7 |
| 722511 | Full-Service Restaurants | 7 |
| 484110 | General Freight Trucking, Local | 5 |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 4 |
| 811111 | General Automotive Repair | 4 |
| 541330 | Engineering Services | 4 |
| 212319 | Other Crushed and Broken Stone Mining and Quarrying | 3 |
| 236118 | Residential Remodelers | 3 |
Top 10 states
| State | Loans |
|---|---|
| WI | 181 |
| MN | 27 |
| TX | 2 |
| UT | 1 |
| FL | 1 |
Top franchise brands financed
13 franchise loans across 10 distinct brands.
| Franchise | Loans |
|---|---|
| Ameriprise Financial | 3 |
| Holiday Station | 2 |
| Minuteman Press | 1 |
| Anytime Fitness | 1 |
| Culver's ButterBurgers & Froze | 1 |
| Fuel Service - DJ's Mart LLC ( | 1 |
| Overhead Door - Distributor Ag | 1 |
| Basecamp Fitness | 1 |
| IV Nutrition | 1 |
| VP Racing Fuels, Inc. - Brande | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.