Best SBA 7(a) lenders for other building finishing contractors
NAICS 238390 — Other Building Finishing Contractors.
957 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $409.4M.
Loans
957
Total $
$409.4M
Avg loan
$428K
Avg rate
9.13%
Avg term
127 mo
Industry chg-off rate
0.82%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 157 | $37.7M | $240K | 9.04% | 0.00% |
| 2 | U.S. Bank, National Association | 83 | $8.6M | $103K | 8.47% | 0.00% |
| 3 | TD Bank, National Association | 40 | $6.7M | $168K | 10.11% | 4.76% |
| 4 | Wells Fargo Bank National Association | 35 | $16.9M | $482K | 9.72% | 0.00% |
| 5 | Readycap Lending, LLC | 33 | $7.2M | $217K | 11.40% | 0.00% |
| 6 | Northeast Bank | 32 | $6.8M | $214K | 10.63% | 0.00% |
| 7 | BayFirst National Bank | 31 | $5.0M | $163K | 11.83% | 0.00% |
| 8 | JPMorgan Chase Bank, National Association | 27 | $9.0M | $332K | 9.45% | 0.00% |
| 9 | Live Oak Banking Company | 25 | $23.6M | $945K | 8.96% | 0.00% |
| 10 | Manufacturers and Traders Trust Company | 22 | $2.8M | $127K | 10.40% | 0.00% |
| 11 | Cadence Bank | 15 | $4.7M | $315K | 10.18% | 0.00% |
| 12 | First Internet Bank of Indiana | 15 | $17.4M | $1.2M | 9.95% | 0.00% |
| 13 | Byline Bank | 14 | $18.3M | $1.3M | 7.82% | 10.00% |
| 14 | United Midwest Savings Bank National Association | 14 | $2.0M | $145K | 7.79% | 9.09% |
| 15 | PNC Bank, National Association | 12 | $1.7M | $145K | 10.49% | 14.29% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 238390. Charge-off rates are calculated on the FY2020–FY2023 cohort only.