Best SBA 7(a) lenders for business associations
The top SBA 7(a) lenders for business associations (NAICS 813910) are Comerica Bank, First National Bank of Pennsylvania, Wells Fargo Bank National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 56 loans totaling $10.9M to businesses in this industry. Average loan size: $195K. Average rate: 7.92%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.04%.
Loans
56
Total $
$10.9M
Avg loan
$195K
Avg rate
7.92%
Avg term
116 mo
Industry chg-off rate
2.04%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Comerica Bank | 39 | $5.1M | $130K | 7.42% | 2.56% |
| 2 | First National Bank of Pennsylvania | 2 | $497K | $248K | 10.00% | — |
| 3 | Wells Fargo Bank National Association | 2 | $20K | $10K | 11.63% | 0.00% |
| 4 | WesBanco Bank, Inc. | 2 | $339K | $170K | 7.38% | 0.00% |
| 5 | Byline Bank | 1 | $2.5M | $2.5M | 6.00% | 0.00% |
| 6 | Cadence Bank | 1 | $350K | $350K | 11.00% | 0.00% |
| 7 | BNC National Bank | 1 | $180K | $180K | 6.00% | 0.00% |
| 8 | First Bank of the Lake | 1 | $90K | $90K | 14.50% | — |
| 9 | Columbia Bank | 1 | $25K | $25K | 7.25% | 0.00% |
| 10 | First Southwest Bank | 1 | $225K | $225K | 9.50% | 0.00% |
| 11 | Manufacturers and Traders Trust Company | 1 | $30K | $30K | 10.49% | — |
| 12 | Platte Valley Bank | 1 | $80K | $80K | 8.00% | — |
| 13 | Meridian Bank | 1 | $1.1M | $1.1M | 10.25% | — |
| 14 | TD Bank, National Association | 1 | $90K | $90K | 9.25% | 0.00% |
| 15 | Republic Bank & Trust Company | 1 | $250K | $250K | 3.75% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 813910. Charge-off rates are calculated on the FY2020–FY2023 cohort only.