Best SBA 7(a) lenders for linen supply
NAICS 812331 — Linen Supply.
63 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $43.9M.
Loans
63
Total $
$43.9M
Avg loan
$697K
Avg rate
9.14%
Avg term
145 mo
Industry chg-off rate
3.03%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 5 | $2.7M | $533K | 10.22% | 0.00% |
| 2 | BayFirst National Bank | 4 | $650K | $163K | 11.44% | 100.00% |
| 3 | Newtek Bank, National Association | 4 | $1.2M | $303K | 10.61% | — |
| 4 | Zions Bank, A Division of | 4 | $3.6M | $896K | 6.56% | 0.00% |
| 5 | The Huntington National Bank | 4 | $1.4M | $348K | 8.31% | 0.00% |
| 6 | Readycap Lending, LLC | 3 | $1.2M | $416K | 12.33% | — |
| 7 | Dogwood State Bank | 3 | $1.1M | $380K | 9.25% | 0.00% |
| 8 | Manufacturers and Traders Trust Company | 2 | $260K | $130K | 11.63% | — |
| 9 | Bank of America, National Association | 2 | $1.8M | $912K | 8.75% | — |
| 10 | 1st Source Bank | 2 | $1.5M | $733K | 9.00% | 0.00% |
| 11 | Clear Mountain Bank, Inc. | 2 | $820K | $410K | 3.75% | 0.00% |
| 12 | JPMorgan Chase Bank, National Association | 2 | $250K | $125K | 11.03% | 0.00% |
| 13 | Newtek Small Business Finance, Inc. | 2 | $1.9M | $962K | 6.00% | 0.00% |
| 14 | Live Oak Banking Company | 2 | $775K | $388K | 9.50% | 0.00% |
| 15 | Fifth Third Bank | 2 | $2.1M | $1.1M | 10.22% | — |
Get matched with SBA lenders — free
Tell us a bit about your funding need and we'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
We never sell your data. You'll be connected only to lenders matching your criteria.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 812331. Charge-off rates are calculated on the FY2020–FY2023 cohort only.