Best SBA 7(a) lenders for vocational rehabilitation services
NAICS 624310 — Vocational Rehabilitation Services.
105 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $57.1M.
Loans
105
Total $
$57.1M
Avg loan
$543K
Avg rate
8.97%
Avg term
150 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 12 | $1.2M | $103K | 8.07% | 0.00% |
| 2 | Readycap Lending, LLC | 9 | $3.4M | $380K | 11.50% | 0.00% |
| 3 | U.S. Bank, National Association | 8 | $3.7M | $462K | 8.12% | 0.00% |
| 4 | JPMorgan Chase Bank, National Association | 7 | $2.5M | $354K | 12.30% | 0.00% |
| 5 | Northeast Bank | 6 | $826K | $138K | 9.96% | 0.00% |
| 6 | Live Oak Banking Company | 5 | $6.0M | $1.2M | 10.75% | — |
| 7 | Wells Fargo Bank National Association | 4 | $274K | $68K | 9.24% | 0.00% |
| 8 | Manufacturers and Traders Trust Company | 4 | $185K | $46K | 9.94% | 0.00% |
| 9 | Celtic Bank Corporation | 3 | $400K | $133K | 8.67% | 0.00% |
| 10 | Newtek Bank, National Association | 3 | $1.8M | $588K | 11.33% | — |
| 11 | Enterprise Bank & Trust | 3 | $3.2M | $1.1M | 5.17% | 0.00% |
| 12 | Dogwood State Bank | 2 | $453K | $227K | 5.75% | 0.00% |
| 13 | Commonwealth Business Bank | 2 | $3.1M | $1.5M | 4.75% | 0.00% |
| 14 | Byline Bank | 2 | $4.7M | $2.4M | 8.50% | 0.00% |
| 15 | Univest Bank and Trust Co | 2 | $280K | $140K | 10.00% | — |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 624310. Charge-off rates are calculated on the FY2020–FY2023 cohort only.