Best SBA 7(a) lenders for vocational rehabilitation services
The top SBA 7(a) lenders for vocational rehabilitation services (NAICS 624310) are The Huntington National Bank, Readycap Lending, LLC, U.S. Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 105 loans totaling $57.1M to businesses in this industry. Average loan size: $543K. Average rate: 8.97%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.00%.
Loans
105
Total $
$57.1M
Avg loan
$543K
Avg rate
8.97%
Avg term
150 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 12 | $1.2M | $103K | 8.07% | 0.00% |
| 2 | Readycap Lending, LLC | 9 | $3.4M | $380K | 11.50% | 0.00% |
| 3 | U.S. Bank, National Association | 8 | $3.7M | $462K | 8.12% | 0.00% |
| 4 | JPMorgan Chase Bank, National Association | 7 | $2.5M | $354K | 12.30% | 0.00% |
| 5 | Northeast Bank | 6 | $826K | $138K | 9.96% | 0.00% |
| 6 | Live Oak Banking Company | 5 | $6.0M | $1.2M | 10.75% | — |
| 7 | Wells Fargo Bank National Association | 4 | $274K | $68K | 9.24% | 0.00% |
| 8 | Manufacturers and Traders Trust Company | 4 | $185K | $46K | 9.94% | 0.00% |
| 9 | Celtic Bank Corporation | 3 | $400K | $133K | 8.67% | 0.00% |
| 10 | Newtek Bank, National Association | 3 | $1.8M | $588K | 11.33% | — |
| 11 | Enterprise Bank & Trust | 3 | $3.2M | $1.1M | 5.17% | 0.00% |
| 12 | Dogwood State Bank | 2 | $453K | $227K | 5.75% | 0.00% |
| 13 | Commonwealth Business Bank | 2 | $3.1M | $1.5M | 4.75% | 0.00% |
| 14 | Byline Bank | 2 | $4.7M | $2.4M | 8.50% | 0.00% |
| 15 | Univest Bank and Trust Co | 2 | $280K | $140K | 10.00% | — |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 624310. Charge-off rates are calculated on the FY2020–FY2023 cohort only.