Best SBA 7(a) lenders for other individual and family services
The top SBA 7(a) lenders for other individual and family services (NAICS 624190) are The Huntington National Bank, U.S. Bank, National Association, Wells Fargo Bank National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 590 loans totaling $140.6M to businesses in this industry. Average loan size: $238K. Average rate: 9.37%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 3.14%.
Loans
590
Total $
$140.6M
Avg loan
$238K
Avg rate
9.37%
Avg term
134 mo
Industry chg-off rate
3.14%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 105 | $20.9M | $199K | 9.04% | 2.94% |
| 2 | U.S. Bank, National Association | 42 | $4.8M | $115K | 8.51% | 0.00% |
| 3 | Wells Fargo Bank National Association | 38 | $3.2M | $84K | 10.38% | 0.00% |
| 4 | TD Bank, National Association | 27 | $3.2M | $117K | 10.56% | 11.76% |
| 5 | Readycap Lending, LLC | 26 | $3.5M | $133K | 12.00% | 20.00% |
| 6 | Manufacturers and Traders Trust Company | 25 | $1.6M | $65K | 10.36% | 6.67% |
| 7 | United Midwest Savings Bank National Association | 25 | $3.5M | $141K | 8.82% | 0.00% |
| 8 | BayFirst National Bank | 17 | $3.2M | $187K | 11.51% | 0.00% |
| 9 | JPMorgan Chase Bank, National Association | 17 | $4.8M | $283K | 10.38% | 0.00% |
| 10 | Zions Bank, A Division of | 14 | $8.9M | $637K | 10.00% | 0.00% |
| 11 | Newtek Bank, National Association | 14 | $3.2M | $226K | 11.61% | — |
| 12 | Cadence Bank | 13 | $3.8M | $292K | 8.65% | 12.50% |
| 13 | Northeast Bank | 12 | $1.3M | $104K | 11.38% | — |
| 14 | KeyBank National Association | 9 | $2.0M | $225K | 8.82% | 0.00% |
| 15 | CDC Small Business Finance Corp. | 8 | $714K | $89K | 10.31% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 624190. Charge-off rates are calculated on the FY2020–FY2023 cohort only.