Best SBA 7(a) lenders for all other outpatient care centers
The top SBA 7(a) lenders for all other outpatient care centers (NAICS 621498) are The Huntington National Bank, Wells Fargo Bank National Association, Celtic Bank Corporation, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 394 loans totaling $214.0M to businesses in this industry. Average loan size: $543K. Average rate: 8.85%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.56%.
Loans
394
Total $
$214.0M
Avg loan
$543K
Avg rate
8.85%
Avg term
137 mo
Industry chg-off rate
1.56%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 55 | $18.2M | $331K | 9.49% | 0.00% |
| 2 | Wells Fargo Bank National Association | 16 | $2.3M | $146K | 9.55% | 0.00% |
| 3 | Celtic Bank Corporation | 14 | $9.9M | $709K | 9.23% | 0.00% |
| 4 | Webster Bank National Association | 11 | $10.3M | $937K | 5.91% | 0.00% |
| 5 | BayFirst National Bank | 10 | $1.8M | $179K | 11.75% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 10 | $2.5M | $248K | 10.35% | 0.00% |
| 7 | U.S. Bank, National Association | 9 | $2.4M | $271K | 7.94% | 0.00% |
| 8 | Zions Bank, A Division of | 9 | $4.6M | $515K | 7.95% | 0.00% |
| 9 | Northeast Bank | 8 | $1.8M | $223K | 11.28% | — |
| 10 | TD Bank, National Association | 6 | $492K | $82K | 10.55% | 0.00% |
| 11 | Readycap Lending, LLC | 6 | $2.0M | $334K | 10.63% | 0.00% |
| 12 | First Internet Bank of Indiana | 6 | $9.7M | $1.6M | 10.04% | 0.00% |
| 13 | Live Oak Banking Company | 6 | $6.7M | $1.1M | 9.83% | — |
| 14 | CDC Small Business Finance Corp. | 6 | $1.1M | $185K | 11.00% | 33.33% |
| 15 | Newtek Bank, National Association | 6 | $7.0M | $1.2M | 11.75% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 621498. Charge-off rates are calculated on the FY2020–FY2023 cohort only.