Best SBA 7(a) lenders for all other outpatient care centers
NAICS 621498 — All Other Outpatient Care Centers.
394 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $214.0M.
Loans
394
Total $
$214.0M
Avg loan
$543K
Avg rate
8.85%
Avg term
137 mo
Industry chg-off rate
1.56%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 55 | $18.2M | $331K | 9.49% | 0.00% |
| 2 | Wells Fargo Bank National Association | 16 | $2.3M | $146K | 9.55% | 0.00% |
| 3 | Celtic Bank Corporation | 14 | $9.9M | $709K | 9.23% | 0.00% |
| 4 | Webster Bank National Association | 11 | $10.3M | $937K | 5.91% | 0.00% |
| 5 | BayFirst National Bank | 10 | $1.8M | $179K | 11.75% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 10 | $2.5M | $248K | 10.35% | 0.00% |
| 7 | U.S. Bank, National Association | 9 | $2.4M | $271K | 7.94% | 0.00% |
| 8 | Zions Bank, A Division of | 9 | $4.6M | $515K | 7.95% | 0.00% |
| 9 | Northeast Bank | 8 | $1.8M | $223K | 11.28% | — |
| 10 | TD Bank, National Association | 6 | $492K | $82K | 10.55% | 0.00% |
| 11 | Readycap Lending, LLC | 6 | $2.0M | $334K | 10.63% | 0.00% |
| 12 | First Internet Bank of Indiana | 6 | $9.7M | $1.6M | 10.04% | 0.00% |
| 13 | Live Oak Banking Company | 6 | $6.7M | $1.1M | 9.83% | — |
| 14 | CDC Small Business Finance Corp. | 6 | $1.1M | $185K | 11.00% | 33.33% |
| 15 | Newtek Bank, National Association | 6 | $7.0M | $1.2M | 11.75% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 621498. Charge-off rates are calculated on the FY2020–FY2023 cohort only.