Best SBA 7(a) lenders for freestanding ambulatory surgical and emergency centers
NAICS 621493 — Freestanding Ambulatory Surgical and Emergency Centers.
166 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $213.7M.
Loans
166
Total $
$213.7M
Avg loan
$1.3M
Avg rate
7.87%
Avg term
144 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Citizens Bank | 20 | $30.1M | $1.5M | 8.39% | 0.00% |
| 2 | Customers Bank | 12 | $12.2M | $1.0M | 8.40% | 0.00% |
| 3 | TD Bank, National Association | 7 | $8.4M | $1.2M | 6.59% | 0.00% |
| 4 | Manufacturers and Traders Trust Company | 6 | $4.4M | $729K | 8.50% | 0.00% |
| 5 | PNC Bank, National Association | 6 | $9.6M | $1.6M | 5.35% | 0.00% |
| 6 | United Community Bank | 6 | $6.0M | $997K | 8.79% | 0.00% |
| 7 | Brookline Bank, a Division of Beacon Bank and Trust | 6 | $11.0M | $1.8M | 6.00% | 0.00% |
| 8 | Stearns Bank National Association | 5 | $4.5M | $900K | 10.10% | 0.00% |
| 9 | Georgia's Own Credit Union | 5 | $2.2M | $447K | 6.20% | 0.00% |
| 10 | Newtek Bank, National Association | 3 | $510K | $170K | 10.83% | — |
| 11 | Newtek Small Business Finance, Inc. | 3 | $3.8M | $1.3M | 6.75% | 0.00% |
| 12 | Readycap Lending, LLC | 3 | $1.8M | $583K | 10.88% | 0.00% |
| 13 | KeyBank National Association | 3 | $3.5M | $1.2M | 8.00% | 0.00% |
| 14 | JPMorgan Chase Bank, National Association | 3 | $1.9M | $637K | 10.95% | 0.00% |
| 15 | The Huntington National Bank | 3 | $500K | $167K | 5.50% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 621493. Charge-off rates are calculated on the FY2020–FY2023 cohort only.