Best SBA 7(a) lenders for offices of physical, occupational and speech therapists, and audiologi
The top SBA 7(a) lenders for offices of physical, occupational and speech therapists, and audiologi (NAICS 621340) are The Huntington National Bank, TD Bank, National Association, Newtek Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 1,928 loans totaling $619.9M to businesses in this industry. Average loan size: $321K. Average rate: 8.97%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.02%.
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 151 | $34.1M | $226K | 8.65% | 1.32% |
| 2 | TD Bank, National Association | 92 | $21.8M | $237K | 10.68% | 4.88% |
| 3 | Newtek Bank, National Association | 80 | $26.6M | $333K | 11.36% | 0.00% |
| 4 | Manufacturers and Traders Trust Company | 77 | $7.8M | $101K | 9.84% | 0.00% |
| 5 | JPMorgan Chase Bank, National Association | 67 | $18.8M | $280K | 9.85% | 7.14% |
| 6 | BayFirst National Bank | 60 | $8.7M | $146K | 12.09% | 4.55% |
| 7 | Wells Fargo Bank National Association | 56 | $20.2M | $361K | 8.33% | 0.00% |
| 8 | Banco Popular de Puerto Rico | 53 | $4.6M | $88K | 11.46% | 0.00% |
| 9 | Northeast Bank | 49 | $6.1M | $124K | 10.95% | 0.00% |
| 10 | Readycap Lending, LLC | 47 | $4.9M | $104K | 13.11% | 0.00% |
| 11 | U.S. Bank, National Association | 47 | $21.7M | $462K | 7.43% | 0.00% |
| 12 | Bank of America, National Association | 41 | $17.3M | $422K | 7.23% | 0.00% |
| 13 | Newtek Small Business Finance, Inc. | 33 | $14.3M | $435K | 7.82% | 0.00% |
| 14 | Live Oak Banking Company | 31 | $19.1M | $616K | 9.04% | 0.00% |
| 15 | Celtic Bank Corporation | 31 | $6.0M | $193K | 9.52% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 621340. Charge-off rates are calculated on the FY2020–FY2023 cohort only.