Best SBA 7(a) lenders for educational support services
NAICS 611710 — Educational Support Services.
731 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $203.0M.
Loans
731
Total $
$203.0M
Avg loan
$278K
Avg rate
9.96%
Avg term
126 mo
Industry chg-off rate
3.23%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Northeast Bank | 88 | $9.9M | $113K | 10.87% | 0.00% |
| 2 | The Huntington National Bank | 76 | $12.2M | $161K | 8.50% | 2.50% |
| 3 | TD Bank, National Association | 55 | $4.9M | $90K | 10.74% | 10.00% |
| 4 | Wells Fargo Bank National Association | 51 | $4.1M | $81K | 11.00% | 3.33% |
| 5 | Readycap Lending, LLC | 45 | $8.7M | $193K | 12.64% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 32 | $3.0M | $95K | 10.19% | 5.00% |
| 7 | BayFirst National Bank | 31 | $4.6M | $147K | 12.10% | 22.22% |
| 8 | Newtek Bank, National Association | 24 | $11.9M | $497K | 11.99% | 0.00% |
| 9 | U.S. Bank, National Association | 22 | $6.6M | $299K | 8.52% | 0.00% |
| 10 | JPMorgan Chase Bank, National Association | 19 | $3.5M | $182K | 12.00% | 0.00% |
| 11 | Zions Bank, A Division of | 14 | $1.2M | $89K | 10.74% | 0.00% |
| 12 | Cadence Bank | 13 | $4.1M | $313K | 7.56% | 10.00% |
| 13 | Live Oak Banking Company | 13 | $9.1M | $700K | 9.09% | 0.00% |
| 14 | Lendistry SBLC, LLC | 12 | $2.6M | $221K | 11.69% | 0.00% |
| 15 | KeyBank National Association | 10 | $742K | $74K | 11.18% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need and we'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
We never sell your data. You'll be connected only to lenders matching your criteria.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 611710. Charge-off rates are calculated on the FY2020–FY2023 cohort only.