Best SBA 7(a) lenders for educational support services
The top SBA 7(a) lenders for educational support services (NAICS 611710) are Northeast Bank, The Huntington National Bank, TD Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 731 loans totaling $203.0M to businesses in this industry. Average loan size: $278K. Average rate: 9.96%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 3.23%.
Loans
731
Total $
$203.0M
Avg loan
$278K
Avg rate
9.96%
Avg term
126 mo
Industry chg-off rate
3.23%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Northeast Bank | 88 | $9.9M | $113K | 10.87% | 0.00% |
| 2 | The Huntington National Bank | 76 | $12.2M | $161K | 8.50% | 2.50% |
| 3 | TD Bank, National Association | 55 | $4.9M | $90K | 10.74% | 10.00% |
| 4 | Wells Fargo Bank National Association | 51 | $4.1M | $81K | 11.00% | 3.33% |
| 5 | Readycap Lending, LLC | 45 | $8.7M | $193K | 12.64% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 32 | $3.0M | $95K | 10.19% | 5.00% |
| 7 | BayFirst National Bank | 31 | $4.6M | $147K | 12.10% | 22.22% |
| 8 | Newtek Bank, National Association | 24 | $11.9M | $497K | 11.99% | 0.00% |
| 9 | U.S. Bank, National Association | 22 | $6.6M | $299K | 8.52% | 0.00% |
| 10 | JPMorgan Chase Bank, National Association | 19 | $3.5M | $182K | 12.00% | 0.00% |
| 11 | Zions Bank, A Division of | 14 | $1.2M | $89K | 10.74% | 0.00% |
| 12 | Cadence Bank | 13 | $4.1M | $313K | 7.56% | 10.00% |
| 13 | Live Oak Banking Company | 13 | $9.1M | $700K | 9.09% | 0.00% |
| 14 | Lendistry SBLC, LLC | 12 | $2.6M | $221K | 11.69% | 0.00% |
| 15 | KeyBank National Association | 10 | $742K | $74K | 11.18% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 611710. Charge-off rates are calculated on the FY2020–FY2023 cohort only.