Best SBA 7(a) lenders for professional and management development training
The top SBA 7(a) lenders for professional and management development training (NAICS 611430) are Wells Fargo Bank National Association, TD Bank, National Association, BayFirst National Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 343 loans totaling $116.8M to businesses in this industry. Average loan size: $341K. Average rate: 10.13%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 5.29%.
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 41 | $1.3M | $31K | 11.85% | 7.14% |
| 2 | TD Bank, National Association | 28 | $1.5M | $54K | 10.93% | 18.75% |
| 3 | BayFirst National Bank | 20 | $2.4M | $120K | 11.82% | 0.00% |
| 4 | The Huntington National Bank | 20 | $3.5M | $175K | 8.72% | 0.00% |
| 5 | Manufacturers and Traders Trust Company | 17 | $3.0M | $176K | 10.95% | 0.00% |
| 6 | United Midwest Savings Bank National Association | 14 | $2.0M | $145K | 6.68% | 15.38% |
| 7 | Readycap Lending, LLC | 14 | $6.2M | $441K | 11.54% | 0.00% |
| 8 | Celtic Bank Corporation | 12 | $1.3M | $109K | 10.21% | 0.00% |
| 9 | JPMorgan Chase Bank, National Association | 12 | $2.8M | $233K | 9.73% | 0.00% |
| 10 | Newtek Bank, National Association | 10 | $10.6M | $1.1M | 11.38% | — |
| 11 | Bank of America, National Association | 10 | $3.6M | $357K | 10.63% | 0.00% |
| 12 | Lendistry SBLC, LLC | 9 | $1.5M | $171K | 12.61% | — |
| 13 | Northeast Bank | 8 | $1.0M | $125K | 11.13% | — |
| 14 | Zions Bank, A Division of | 6 | $597K | $99K | 10.93% | 0.00% |
| 15 | Newtek Small Business Finance, Inc. | 6 | $2.5M | $410K | 7.75% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 611430. Charge-off rates are calculated on the FY2020–FY2023 cohort only.