Best SBA 7(a) lenders for other services to buildings and dwellings
The top SBA 7(a) lenders for other services to buildings and dwellings (NAICS 561790) are The Huntington National Bank, TD Bank, National Association, Wells Fargo Bank National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 1,416 loans totaling $458.2M to businesses in this industry. Average loan size: $324K. Average rate: 9.22%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.21%.
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 177 | $30.3M | $171K | 9.52% | 3.03% |
| 2 | TD Bank, National Association | 84 | $8.5M | $102K | 10.60% | 6.25% |
| 3 | Wells Fargo Bank National Association | 65 | $6.6M | $102K | 9.89% | 5.77% |
| 4 | U.S. Bank, National Association | 60 | $10.6M | $177K | 7.93% | 5.88% |
| 5 | United Midwest Savings Bank National Association | 59 | $10.0M | $170K | 8.26% | 3.03% |
| 6 | Newtek Bank, National Association | 54 | $14.5M | $268K | 11.61% | 0.00% |
| 7 | Manufacturers and Traders Trust Company | 43 | $4.2M | $98K | 10.55% | 0.00% |
| 8 | BayFirst National Bank | 42 | $9.4M | $223K | 11.02% | 0.00% |
| 9 | Live Oak Banking Company | 37 | $30.8M | $832K | 7.19% | 0.00% |
| 10 | Northeast Bank | 36 | $6.2M | $173K | 10.72% | 0.00% |
| 11 | Readycap Lending, LLC | 32 | $6.0M | $188K | 12.24% | 16.67% |
| 12 | JPMorgan Chase Bank, National Association | 25 | $5.1M | $203K | 10.79% | 0.00% |
| 13 | Newtek Small Business Finance, Inc. | 24 | $14.7M | $613K | 7.80% | 0.00% |
| 14 | First Bank of the Lake | 24 | $10.2M | $423K | 10.11% | 0.00% |
| 15 | Columbia Bank | 19 | $6.5M | $343K | 8.71% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 561790. Charge-off rates are calculated on the FY2020–FY2023 cohort only.