Best SBA 7(a) lenders for landscaping services
The top SBA 7(a) lenders for landscaping services (NAICS 561730) are The Huntington National Bank, TD Bank, National Association, Manufacturers and Traders Trust Company, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 5,962 loans totaling $1.81B to businesses in this industry. Average loan size: $303K. Average rate: 8.80%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.08%.
Loans
5,962
Total $
$1.81B
Avg loan
$303K
Avg rate
8.80%
Avg term
117 mo
Industry chg-off rate
2.08%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 836 | $119.7M | $143K | 8.46% | 0.98% |
| 2 | TD Bank, National Association | 459 | $48.8M | $106K | 10.49% | 2.18% |
| 3 | Manufacturers and Traders Trust Company | 288 | $23.4M | $81K | 10.61% | 2.67% |
| 4 | U.S. Bank, National Association | 227 | $35.1M | $155K | 7.71% | 2.72% |
| 5 | United Midwest Savings Bank National Association | 207 | $34.8M | $168K | 8.57% | 14.39% |
| 6 | Wells Fargo Bank National Association | 184 | $33.6M | $183K | 10.56% | 0.86% |
| 7 | BayFirst National Bank | 165 | $31.3M | $190K | 11.40% | 5.26% |
| 8 | Newtek Bank, National Association | 148 | $56.5M | $382K | 11.58% | 0.00% |
| 9 | Northeast Bank | 134 | $18.7M | $140K | 10.78% | 0.00% |
| 10 | Columbia Bank | 91 | $11.4M | $125K | 9.45% | 0.00% |
| 11 | KeyBank National Association | 91 | $28.2M | $310K | 9.11% | 4.92% |
| 12 | Readycap Lending, LLC | 87 | $25.7M | $295K | 11.97% | 0.00% |
| 13 | JPMorgan Chase Bank, National Association | 79 | $12.7M | $161K | 11.68% | 12.50% |
| 14 | Eastern Bank | 77 | $8.1M | $105K | 8.65% | 0.00% |
| 15 | Brookline Bank, a Division of Beacon Bank and Trust | 68 | $41.4M | $609K | 7.74% | 2.17% |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 561730. Charge-off rates are calculated on the FY2020–FY2023 cohort only.