Best SBA 7(a) lenders for security systems services (except locksmiths)
The top SBA 7(a) lenders for security systems services (except locksmiths) (NAICS 561621) are TD Bank, National Association, JPMorgan Chase Bank, National Association, BayFirst National Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 421 loans totaling $231.6M to businesses in this industry. Average loan size: $550K. Average rate: 8.79%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.37%.
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 32 | $3.1M | $96K | 10.00% | 6.25% |
| 2 | JPMorgan Chase Bank, National Association | 28 | $11.2M | $400K | 10.35% | 0.00% |
| 3 | BayFirst National Bank | 22 | $3.7M | $168K | 11.40% | 11.11% |
| 4 | The Huntington National Bank | 20 | $5.9M | $297K | 8.43% | 9.09% |
| 5 | Northeast Bank | 19 | $3.3M | $173K | 11.17% | — |
| 6 | Bank of America, National Association | 13 | $5.8M | $445K | 7.07% | 0.00% |
| 7 | Readycap Lending, LLC | 13 | $2.6M | $203K | 12.67% | 0.00% |
| 8 | Wells Fargo Bank National Association | 12 | $4.0M | $336K | 10.13% | 0.00% |
| 9 | Zions Bank, A Division of | 11 | $9.7M | $879K | 8.80% | 0.00% |
| 10 | Newtek Bank, National Association | 11 | $3.6M | $327K | 10.77% | — |
| 11 | Brookline Bank, a Division of Beacon Bank and Trust | 10 | $10.4M | $1.0M | 6.21% | 0.00% |
| 12 | Celtic Bank Corporation | 9 | $3.5M | $394K | 8.50% | 0.00% |
| 13 | U.S. Bank, National Association | 9 | $5.4M | $603K | 7.34% | 0.00% |
| 14 | Newtek Small Business Finance, Inc. | 7 | $6.9M | $992K | 7.86% | 0.00% |
| 15 | Salem Five Cents Savings Bank | 7 | $18.7M | $2.7M | 4.91% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 561621. Charge-off rates are calculated on the FY2020–FY2023 cohort only.