Best SBA 7(a) lenders for all other travel arrangement and reservation services
NAICS 561599 — All Other Travel Arrangement and Reservation Services.
86 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $22.9M.
Loans
86
Total $
$22.9M
Avg loan
$266K
Avg rate
10.60%
Avg term
114 mo
Industry chg-off rate
8.82%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 14 | $1.5M | $107K | 11.74% | 0.00% |
| 2 | Northeast Bank | 11 | $2.5M | $227K | 11.02% | — |
| 3 | Wells Fargo Bank National Association | 8 | $2.4M | $304K | 9.72% | 16.67% |
| 4 | JPMorgan Chase Bank, National Association | 5 | $1.4M | $290K | 10.51% | 0.00% |
| 5 | Readycap Lending, LLC | 5 | $1.9M | $371K | 11.70% | — |
| 6 | BayFirst National Bank | 4 | $399K | $100K | 12.75% | — |
| 7 | U.S. Bank, National Association | 4 | $173K | $43K | 9.68% | 50.00% |
| 8 | Newtek Bank, National Association | 4 | $662K | $166K | 10.75% | — |
| 9 | The Huntington National Bank | 3 | $267K | $89K | 8.50% | 0.00% |
| 10 | Bank of America, National Association | 3 | $1.1M | $350K | 11.17% | 0.00% |
| 11 | First Bank of the Lake | 2 | $3.3M | $1.7M | 11.00% | 0.00% |
| 12 | Five Star Bank | 2 | $700K | $350K | 8.88% | 0.00% |
| 13 | IncredibleBank | 2 | $800K | $400K | 10.38% | 0.00% |
| 14 | FinWise Bank | 2 | $700K | $350K | 11.00% | 0.00% |
| 15 | Manufacturers and Traders Trust Company | 2 | $290K | $145K | 11.75% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 561599. Charge-off rates are calculated on the FY2020–FY2023 cohort only.