Best SBA 7(a) lenders for office administrative services
The top SBA 7(a) lenders for office administrative services (NAICS 561110) are The Huntington National Bank, Northeast Bank, Manufacturers and Traders Trust Company, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 247 loans totaling $139.8M to businesses in this industry. Average loan size: $566K. Average rate: 9.28%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.50%.
Loans
247
Total $
$139.8M
Avg loan
$566K
Avg rate
9.28%
Avg term
131 mo
Industry chg-off rate
2.50%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 17 | $3.2M | $185K | 8.61% | 0.00% |
| 2 | Northeast Bank | 16 | $3.1M | $195K | 10.77% | 50.00% |
| 3 | Manufacturers and Traders Trust Company | 12 | $1.2M | $96K | 10.06% | 14.29% |
| 4 | Readycap Lending, LLC | 11 | $4.4M | $396K | 11.98% | 0.00% |
| 5 | BayFirst National Bank | 10 | $971K | $97K | 11.70% | 0.00% |
| 6 | FinWise Bank | 8 | $12.1M | $1.5M | 9.22% | 0.00% |
| 7 | Eastern Bank | 8 | $285K | $36K | 11.40% | 0.00% |
| 8 | Banco Popular de Puerto Rico | 7 | $815K | $116K | 11.93% | 0.00% |
| 9 | TD Bank, National Association | 7 | $487K | $70K | 11.43% | 0.00% |
| 10 | Wells Fargo Bank National Association | 7 | $472K | $67K | 10.17% | 0.00% |
| 11 | JPMorgan Chase Bank, National Association | 7 | $1.1M | $164K | 11.82% | — |
| 12 | Newtek Bank, National Association | 7 | $8.9M | $1.3M | 10.93% | — |
| 13 | Cadence Bank | 6 | $2.3M | $392K | 10.75% | 0.00% |
| 14 | Harvest Small Business Finance, LLC | 6 | $6.3M | $1.0M | 10.21% | — |
| 15 | SouthState Bank, National Association | 5 | $4.1M | $818K | 8.85% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 561110. Charge-off rates are calculated on the FY2020–FY2023 cohort only.