Best SBA 7(a) lenders for translation and interpretation services
The top SBA 7(a) lenders for translation and interpretation services (NAICS 541930) are TD Bank, National Association, Northeast Bank, The Huntington National Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 124 loans totaling $57.3M to businesses in this industry. Average loan size: $462K. Average rate: 9.72%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 4.17%.
Loans
124
Total $
$57.3M
Avg loan
$462K
Avg rate
9.72%
Avg term
123 mo
Industry chg-off rate
4.17%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 11 | $447K | $41K | 11.42% | 0.00% |
| 2 | Northeast Bank | 10 | $783K | $78K | 10.10% | 0.00% |
| 3 | The Huntington National Bank | 9 | $5.5M | $616K | 9.14% | 0.00% |
| 4 | Readycap Lending, LLC | 7 | $561K | $80K | 13.57% | — |
| 5 | Newtek Bank, National Association | 7 | $2.7M | $382K | 11.29% | — |
| 6 | U.S. Bank, National Association | 7 | $6.8M | $968K | 7.59% | 0.00% |
| 7 | Manufacturers and Traders Trust Company | 6 | $670K | $112K | 10.62% | 33.33% |
| 8 | Live Oak Banking Company | 4 | $10.4M | $2.6M | 8.44% | 0.00% |
| 9 | Wells Fargo Bank National Association | 4 | $55K | $14K | 11.31% | 0.00% |
| 10 | CenTrust Bank, A Division of SmartBiz Bank National Associat | 3 | $420K | $140K | 12.00% | — |
| 11 | Banco Popular de Puerto Rico | 3 | $220K | $73K | 10.50% | 0.00% |
| 12 | First National Bank of Pennsylvania | 3 | $1.7M | $573K | 8.25% | 0.00% |
| 13 | Gulf Coast Bank and Trust Company | 3 | $1.3M | $426K | 7.50% | 0.00% |
| 14 | Old National Bank | 3 | $2.0M | $674K | 8.98% | — |
| 15 | BayFirst National Bank | 3 | $450K | $150K | 7.92% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541930. Charge-off rates are calculated on the FY2020–FY2023 cohort only.