Best SBA 7(a) lenders for other management consulting services
The top SBA 7(a) lenders for other management consulting services (NAICS 541618) are Wells Fargo Bank National Association, U.S. Bank, National Association, TD Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 1,113 loans totaling $247.1M to businesses in this industry. Average loan size: $222K. Average rate: 9.60%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 5.04%.
Loans
1,113
Total $
$247.1M
Avg loan
$222K
Avg rate
9.60%
Avg term
116 mo
Industry chg-off rate
5.04%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 122 | $4.6M | $38K | 11.11% | 7.78% |
| 2 | U.S. Bank, National Association | 113 | $11.8M | $104K | 8.43% | 1.23% |
| 3 | TD Bank, National Association | 75 | $7.5M | $100K | 10.68% | 14.58% |
| 4 | The Huntington National Bank | 75 | $10.6M | $141K | 8.35% | 4.26% |
| 5 | Northeast Bank | 69 | $8.6M | $124K | 10.92% | 0.00% |
| 6 | United Midwest Savings Bank National Association | 54 | $7.2M | $133K | 6.61% | 9.80% |
| 7 | Cadence Bank | 52 | $17.2M | $331K | 9.35% | 7.41% |
| 8 | Readycap Lending, LLC | 52 | $8.8M | $169K | 11.74% | 0.00% |
| 9 | BayFirst National Bank | 47 | $6.2M | $132K | 11.39% | 14.29% |
| 10 | Manufacturers and Traders Trust Company | 43 | $3.1M | $71K | 10.42% | 0.00% |
| 11 | JPMorgan Chase Bank, National Association | 26 | $4.8M | $183K | 11.54% | 12.50% |
| 12 | Newtek Small Business Finance, Inc. | 21 | $15.3M | $730K | 8.54% | 0.00% |
| 13 | Bank of America, National Association | 18 | $4.5M | $249K | 8.93% | 0.00% |
| 14 | Newtek Bank, National Association | 16 | $11.0M | $688K | 11.52% | 0.00% |
| 15 | Live Oak Banking Company | 13 | $14.0M | $1.1M | 9.15% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541618. Charge-off rates are calculated on the FY2020–FY2023 cohort only.