Best SBA 7(a) lenders for other computer related services
The top SBA 7(a) lenders for other computer related services (NAICS 541519) are BayFirst National Bank, Live Oak Banking Company, Northeast Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 1,481 loans totaling $767.0M to businesses in this industry. Average loan size: $518K. Average rate: 8.97%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.56%.
Loans
1,481
Total $
$767.0M
Avg loan
$518K
Avg rate
8.97%
Avg term
122 mo
Industry chg-off rate
2.56%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | BayFirst National Bank | 97 | $16.3M | $168K | 11.42% | 2.38% |
| 2 | Live Oak Banking Company | 91 | $125.5M | $1.4M | 8.52% | 0.00% |
| 3 | Northeast Bank | 84 | $13.6M | $162K | 10.74% | 0.00% |
| 4 | U.S. Bank, National Association | 75 | $27.5M | $367K | 8.19% | 2.00% |
| 5 | The Huntington National Bank | 74 | $24.2M | $327K | 8.50% | 7.50% |
| 6 | Manufacturers and Traders Trust Company | 66 | $14.0M | $212K | 9.67% | 2.44% |
| 7 | Readycap Lending, LLC | 61 | $19.8M | $325K | 11.70% | 0.00% |
| 8 | Newtek Bank, National Association | 50 | $19.8M | $396K | 11.48% | 0.00% |
| 9 | TD Bank, National Association | 47 | $16.1M | $342K | 9.52% | 6.90% |
| 10 | Cadence Bank | 41 | $12.0M | $292K | 9.49% | 9.52% |
| 11 | JPMorgan Chase Bank, National Association | 33 | $11.0M | $333K | 10.60% | 0.00% |
| 12 | Bank of America, National Association | 31 | $11.8M | $380K | 6.70% | 0.00% |
| 13 | Wells Fargo Bank National Association | 28 | $7.9M | $282K | 9.81% | 0.00% |
| 14 | Newtek Small Business Finance, Inc. | 25 | $21.2M | $847K | 7.54% | 0.00% |
| 15 | Celtic Bank Corporation | 22 | $7.4M | $338K | 10.02% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541519. Charge-off rates are calculated on the FY2020–FY2023 cohort only.