Best SBA 7(a) lenders for computer facilities management services
The top SBA 7(a) lenders for computer facilities management services (NAICS 541513) are The Huntington National Bank, Wells Fargo Bank National Association, BayFirst National Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 172 loans totaling $94.6M to businesses in this industry. Average loan size: $550K. Average rate: 9.12%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.33%.
Loans
172
Total $
$94.6M
Avg loan
$550K
Avg rate
9.12%
Avg term
123 mo
Industry chg-off rate
2.33%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 18 | $8.8M | $491K | 9.61% | 0.00% |
| 2 | Wells Fargo Bank National Association | 11 | $1.1M | $105K | 10.60% | 12.50% |
| 3 | BayFirst National Bank | 9 | $1.4M | $156K | 11.61% | 33.33% |
| 4 | TD Bank, National Association | 9 | $591K | $66K | 9.13% | 0.00% |
| 5 | Readycap Lending, LLC | 7 | $1.4M | $194K | 12.50% | 0.00% |
| 6 | Bank of America, National Association | 7 | $2.0M | $289K | 8.88% | 0.00% |
| 7 | Newtek Bank, National Association | 6 | $3.5M | $592K | 11.92% | — |
| 8 | JPMorgan Chase Bank, National Association | 5 | $1.4M | $286K | 11.47% | — |
| 9 | Northeast Bank | 5 | $431K | $86K | 11.25% | — |
| 10 | Hancock Whitney Bank | 4 | $3.5M | $880K | 10.00% | — |
| 11 | U.S. Bank, National Association | 4 | $2.5M | $629K | 7.27% | 0.00% |
| 12 | Newtek Small Business Finance, Inc. | 4 | $1.4M | $346K | 7.13% | 0.00% |
| 13 | Brookline Bank, a Division of Beacon Bank and Trust | 4 | $5.3M | $1.3M | 6.00% | 0.00% |
| 14 | United Midwest Savings Bank National Association | 3 | $337K | $112K | 7.42% | 0.00% |
| 15 | New Carlisle Federal Savings Bank | 3 | $1.0M | $340K | 11.27% | — |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541513. Charge-off rates are calculated on the FY2020–FY2023 cohort only.