Best SBA 7(a) lenders for graphic design services
The top SBA 7(a) lenders for graphic design services (NAICS 541430) are The Huntington National Bank, U.S. Bank, National Association, Wells Fargo Bank National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 475 loans totaling $102.8M to businesses in this industry. Average loan size: $217K. Average rate: 9.57%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.45%.
Loans
475
Total $
$102.8M
Avg loan
$217K
Avg rate
9.57%
Avg term
124 mo
Industry chg-off rate
2.45%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 47 | $5.1M | $108K | 8.01% | 3.57% |
| 2 | U.S. Bank, National Association | 38 | $5.4M | $143K | 9.83% | 0.00% |
| 3 | Wells Fargo Bank National Association | 31 | $2.7M | $86K | 10.07% | 0.00% |
| 4 | TD Bank, National Association | 30 | $2.4M | $79K | 10.47% | 5.26% |
| 5 | JPMorgan Chase Bank, National Association | 28 | $5.9M | $209K | 10.08% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 21 | $1.3M | $61K | 10.69% | 20.00% |
| 7 | Readycap Lending, LLC | 21 | $3.7M | $178K | 12.40% | 0.00% |
| 8 | Northeast Bank | 17 | $1.6M | $96K | 10.90% | — |
| 9 | BayFirst National Bank | 16 | $1.7M | $103K | 12.27% | 0.00% |
| 10 | Newtek Bank, National Association | 15 | $5.0M | $334K | 12.83% | 0.00% |
| 11 | Columbia Bank | 11 | $623K | $57K | 9.18% | 0.00% |
| 12 | Celtic Bank Corporation | 11 | $1.0M | $93K | 10.95% | 0.00% |
| 13 | Newtek Small Business Finance, Inc. | 10 | $2.2M | $224K | 7.70% | 0.00% |
| 14 | Lendistry SBLC, LLC | 10 | $1.8M | $177K | 12.45% | — |
| 15 | Cadence Bank | 9 | $1.8M | $199K | 7.42% | 12.50% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541430. Charge-off rates are calculated on the FY2020–FY2023 cohort only.