Best SBA 7(a) lenders for interior design services
The top SBA 7(a) lenders for interior design services (NAICS 541410) are TD Bank, National Association, The Huntington National Bank, Northeast Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 998 loans totaling $299.1M to businesses in this industry. Average loan size: $300K. Average rate: 9.79%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.52%.
Loans
998
Total $
$299.1M
Avg loan
$300K
Avg rate
9.79%
Avg term
121 mo
Industry chg-off rate
2.52%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 78 | $5.8M | $74K | 10.82% | 10.26% |
| 2 | The Huntington National Bank | 71 | $10.3M | $145K | 8.47% | 0.00% |
| 3 | Northeast Bank | 64 | $9.0M | $141K | 11.07% | 0.00% |
| 4 | JPMorgan Chase Bank, National Association | 60 | $13.1M | $218K | 11.13% | 4.17% |
| 5 | Readycap Lending, LLC | 58 | $13.0M | $224K | 12.50% | 0.00% |
| 6 | BayFirst National Bank | 49 | $7.8M | $160K | 11.77% | 5.56% |
| 7 | U.S. Bank, National Association | 48 | $6.5M | $135K | 9.62% | 0.00% |
| 8 | Wells Fargo Bank National Association | 45 | $4.7M | $105K | 10.38% | 3.23% |
| 9 | Newtek Bank, National Association | 40 | $14.3M | $358K | 11.93% | 0.00% |
| 10 | Manufacturers and Traders Trust Company | 22 | $1.6M | $75K | 10.55% | 0.00% |
| 11 | United Midwest Savings Bank National Association | 21 | $5.6M | $268K | 9.98% | 0.00% |
| 12 | Bank of America, National Association | 21 | $11.8M | $560K | 7.41% | 0.00% |
| 13 | Cadence Bank | 17 | $4.3M | $254K | 8.57% | 10.00% |
| 14 | Zions Bank, A Division of | 17 | $2.8M | $165K | 8.90% | 0.00% |
| 15 | Lendistry SBLC, LLC | 16 | $2.0M | $127K | 12.34% | — |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541410. Charge-off rates are calculated on the FY2020–FY2023 cohort only.