Best SBA 7(a) lenders for building inspection services
The top SBA 7(a) lenders for building inspection services (NAICS 541350) are The Huntington National Bank, United Midwest Savings Bank National Association, TD Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 276 loans totaling $69.1M to businesses in this industry. Average loan size: $251K. Average rate: 9.27%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 4.40%.
Loans
276
Total $
$69.1M
Avg loan
$251K
Avg rate
9.27%
Avg term
118 mo
Industry chg-off rate
4.40%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 33 | $2.4M | $73K | 8.28% | 8.33% |
| 2 | United Midwest Savings Bank National Association | 33 | $4.4M | $135K | 8.45% | 12.50% |
| 3 | TD Bank, National Association | 18 | $923K | $51K | 11.32% | 0.00% |
| 4 | Newtek Bank, National Association | 14 | $1.7M | $120K | 12.43% | 0.00% |
| 5 | Northeast Bank | 13 | $947K | $73K | 11.15% | — |
| 6 | BayFirst National Bank | 12 | $1.9M | $159K | 11.71% | 0.00% |
| 7 | U.S. Bank, National Association | 12 | $2.5M | $208K | 8.41% | 0.00% |
| 8 | Readycap Lending, LLC | 11 | $838K | $76K | 12.93% | 0.00% |
| 9 | Wells Fargo Bank National Association | 10 | $171K | $17K | 11.60% | 0.00% |
| 10 | JPMorgan Chase Bank, National Association | 9 | $2.9M | $324K | 9.45% | 0.00% |
| 11 | Manufacturers and Traders Trust Company | 9 | $943K | $105K | 10.78% | 0.00% |
| 12 | First Internet Bank of Indiana | 6 | $4.4M | $726K | 10.50% | 0.00% |
| 13 | Columbia Bank | 6 | $213K | $36K | 11.50% | 0.00% |
| 14 | Celtic Bank Corporation | 6 | $442K | $74K | 9.54% | 0.00% |
| 15 | Cadence Bank | 6 | $2.5M | $416K | 6.58% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541350. Charge-off rates are calculated on the FY2020–FY2023 cohort only.