Best SBA 7(a) lenders for landscape architectural services
The top SBA 7(a) lenders for landscape architectural services (NAICS 541320) are The Huntington National Bank, Manufacturers and Traders Trust Company, Northeast Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 518 loans totaling $183.4M to businesses in this industry. Average loan size: $354K. Average rate: 8.68%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.01%.
Loans
518
Total $
$183.4M
Avg loan
$354K
Avg rate
8.68%
Avg term
123 mo
Industry chg-off rate
1.01%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 57 | $8.6M | $150K | 7.71% | 5.26% |
| 2 | Manufacturers and Traders Trust Company | 25 | $1.1M | $44K | 10.97% | 0.00% |
| 3 | Northeast Bank | 23 | $2.8M | $121K | 11.08% | — |
| 4 | TD Bank, National Association | 21 | $3.7M | $178K | 10.36% | 0.00% |
| 5 | Readycap Lending, LLC | 20 | $5.3M | $265K | 11.68% | 0.00% |
| 6 | U.S. Bank, National Association | 17 | $1.2M | $72K | 8.79% | 0.00% |
| 7 | BayFirst National Bank | 16 | $2.3M | $142K | 11.81% | 14.29% |
| 8 | JPMorgan Chase Bank, National Association | 15 | $3.0M | $200K | 10.16% | 0.00% |
| 9 | Wells Fargo Bank National Association | 14 | $2.5M | $179K | 9.68% | 0.00% |
| 10 | Cadence Bank | 11 | $3.0M | $272K | 8.93% | 0.00% |
| 11 | Eastern Bank | 11 | $1.4M | $129K | 6.99% | 0.00% |
| 12 | Brookline Bank, a Division of Beacon Bank and Trust | 9 | $5.5M | $615K | 7.47% | 0.00% |
| 13 | Lendistry SBLC, LLC | 9 | $1.7M | $192K | 12.03% | — |
| 14 | Bank of America, National Association | 8 | $3.8M | $476K | 8.11% | 0.00% |
| 15 | St. Mary's CU | 7 | $268K | $38K | 5.59% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541320. Charge-off rates are calculated on the FY2020–FY2023 cohort only.