Best SBA 7(a) lenders for other accounting services
The top SBA 7(a) lenders for other accounting services (NAICS 541219) are Readycap Lending, LLC, TD Bank, National Association, Northeast Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 1,722 loans totaling $518.3M to businesses in this industry. Average loan size: $301K. Average rate: 9.76%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.41%.
Loans
1,722
Total $
$518.3M
Avg loan
$301K
Avg rate
9.76%
Avg term
127 mo
Industry chg-off rate
1.41%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Readycap Lending, LLC | 123 | $14.9M | $121K | 12.43% | 0.00% |
| 2 | TD Bank, National Association | 122 | $10.3M | $85K | 10.64% | 3.13% |
| 3 | Northeast Bank | 117 | $9.7M | $83K | 10.97% | 0.00% |
| 4 | Live Oak Banking Company | 112 | $96.0M | $857K | 8.32% | 0.00% |
| 5 | The Huntington National Bank | 87 | $23.8M | $273K | 8.86% | 0.00% |
| 6 | Newtek Bank, National Association | 83 | $27.4M | $330K | 12.06% | 0.00% |
| 7 | BayFirst National Bank | 67 | $11.2M | $167K | 11.24% | 0.00% |
| 8 | Wells Fargo Bank National Association | 56 | $6.2M | $112K | 11.26% | 5.88% |
| 9 | U.S. Bank, National Association | 54 | $16.2M | $300K | 8.50% | 3.57% |
| 10 | United Midwest Savings Bank National Association | 53 | $38.4M | $725K | 10.00% | 16.67% |
| 11 | Celtic Bank Corporation | 52 | $8.6M | $166K | 9.86% | 4.55% |
| 12 | Manufacturers and Traders Trust Company | 42 | $2.4M | $58K | 10.65% | 3.85% |
| 13 | JPMorgan Chase Bank, National Association | 38 | $6.7M | $175K | 11.02% | 5.88% |
| 14 | Lendistry SBLC, LLC | 38 | $4.1M | $107K | 12.58% | 0.00% |
| 15 | Newtek Small Business Finance, Inc. | 30 | $5.6M | $186K | 7.78% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541219. Charge-off rates are calculated on the FY2020–FY2023 cohort only.