Best SBA 7(a) lenders for offices of certified public accountants
NAICS 541211 — Offices of Certified Public Accountants.
2,072 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $1.02B.
Loans
2,072
Total $
$1.02B
Avg loan
$490K
Avg rate
8.27%
Avg term
132 mo
Industry chg-off rate
0.85%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 226 | $170.6M | $755K | 7.69% | 0.00% |
| 2 | The Huntington National Bank | 120 | $43.6M | $363K | 8.32% | 0.00% |
| 3 | U.S. Bank, National Association | 108 | $72.4M | $670K | 7.59% | 0.00% |
| 4 | United Midwest Savings Bank National Association | 89 | $76.7M | $862K | 9.97% | 0.00% |
| 5 | TD Bank, National Association | 85 | $12.5M | $147K | 10.38% | 0.00% |
| 6 | JPMorgan Chase Bank, National Association | 53 | $20.4M | $384K | 8.95% | 0.00% |
| 7 | Bank of America, National Association | 48 | $26.0M | $542K | 5.75% | 0.00% |
| 8 | Readycap Lending, LLC | 46 | $10.0M | $217K | 11.57% | 0.00% |
| 9 | Manufacturers and Traders Trust Company | 45 | $6.6M | $148K | 9.69% | 3.70% |
| 10 | Wells Fargo Bank National Association | 45 | $12.6M | $281K | 8.42% | 9.68% |
| 11 | BayFirst National Bank | 43 | $6.5M | $152K | 10.90% | 0.00% |
| 12 | Northeast Bank | 40 | $4.7M | $117K | 10.94% | 0.00% |
| 13 | BMO Bank National Association | 35 | $19.4M | $553K | 5.46% | 0.00% |
| 14 | Cadence Bank | 27 | $7.9M | $292K | 9.62% | 0.00% |
| 15 | PNC Bank, National Association | 27 | $10.1M | $373K | 8.35% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541211. Charge-off rates are calculated on the FY2020–FY2023 cohort only.