Best SBA 7(a) lenders for taxi service
NAICS 485310 — Taxi Service.
165 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $18.3M.
Loans
165
Total $
$18.3M
Avg loan
$111K
Avg rate
10.11%
Avg term
111 mo
Industry chg-off rate
2.47%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 49 | $1.4M | $29K | 11.35% | 0.00% |
| 2 | Northeast Bank | 15 | $1.1M | $71K | 10.85% | 0.00% |
| 3 | The Huntington National Bank | 14 | $850K | $61K | 8.41% | 0.00% |
| 4 | Wells Fargo Bank National Association | 9 | $150K | $17K | 13.31% | 0.00% |
| 5 | Manufacturers and Traders Trust Company | 6 | $401K | $67K | 9.91% | 0.00% |
| 6 | U.S. Bank, National Association | 5 | $151K | $30K | 6.04% | 0.00% |
| 7 | BayFirst National Bank | 5 | $497K | $99K | 11.15% | 0.00% |
| 8 | Central Pacific Bank | 4 | $90K | $23K | 8.50% | 0.00% |
| 9 | JPMorgan Chase Bank, National Association | 4 | $125K | $31K | 13.83% | 33.33% |
| 10 | KeyBank National Association | 3 | $65K | $22K | 7.43% | 33.33% |
| 11 | Brooklyn Cooperative FCU | 3 | $25K | $8K | 12.00% | 0.00% |
| 12 | Columbia Bank | 3 | $100K | $33K | 9.92% | 0.00% |
| 13 | Newtek Bank, National Association | 3 | $254K | $85K | 13.75% | 0.00% |
| 14 | Readycap Lending, LLC | 3 | $552K | $184K | 12.17% | 0.00% |
| 15 | PNC Bank, National Association | 3 | $55K | $18K | 12.38% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 485310. Charge-off rates are calculated on the FY2020–FY2023 cohort only.