Best SBA 7(a) lenders for used household and office goods moving
NAICS 484210 — Used Household and Office Goods Moving.
539 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $224.0M.
Loans
539
Total $
$224.0M
Avg loan
$416K
Avg rate
8.85%
Avg term
125 mo
Industry chg-off rate
6.01%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 72 | $15.4M | $214K | 8.65% | 0.00% |
| 2 | TD Bank, National Association | 40 | $3.5M | $87K | 11.12% | 15.79% |
| 3 | United Midwest Savings Bank National Association | 37 | $5.9M | $160K | 6.98% | 21.21% |
| 4 | Northeast Bank | 21 | $3.9M | $187K | 10.55% | 0.00% |
| 5 | Manufacturers and Traders Trust Company | 19 | $1.5M | $78K | 10.77% | 0.00% |
| 6 | BayFirst National Bank | 18 | $6.1M | $337K | 9.82% | 0.00% |
| 7 | First Bank of the Lake | 18 | $9.4M | $524K | 11.29% | 0.00% |
| 8 | Lendistry SBLC, LLC | 15 | $2.9M | $193K | 12.45% | — |
| 9 | Wells Fargo Bank National Association | 15 | $1.4M | $95K | 10.29% | 0.00% |
| 10 | JPMorgan Chase Bank, National Association | 14 | $2.0M | $146K | 10.73% | 0.00% |
| 11 | U.S. Bank, National Association | 12 | $5.3M | $444K | 8.45% | 0.00% |
| 12 | Cadence Bank | 10 | $3.0M | $298K | 9.13% | 0.00% |
| 13 | Readycap Lending, LLC | 7 | $9.7M | $1.4M | 10.36% | 0.00% |
| 14 | Wilmington Savings Fund Society FSB | 7 | $1.8M | $260K | 8.29% | 0.00% |
| 15 | Bank of America, National Association | 6 | $967K | $161K | 8.86% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 484210. Charge-off rates are calculated on the FY2020–FY2023 cohort only.